Treating Customers Fairly

Rivervale are authorised and regulated by the Financial Conduct Authority (FCA).

Rivervale Cars Ltd

We are authorised and regulated by the Financial Conduct Authority for consumer credit activities (Firm Reference Number 687598) and an Appointed Representative of AutoProtect (MBI) Limited which is authorised and regulated by the Financial Conduct Authority for Insurance Mediation (Firm Reference Number 312143).

Rivervale Minibus Limited

We are authorised and regulated by the Financial Conduct Authority for consumer credit activities (Firm Reference Number 734354).

The FCA sees Treating Customers Fairly (TCF) as a core value that needs to be embraced by any business operating in this sector.

The philosophy of Rivervale is to provide all customers with an excellent level of service making sure that we treat customers fairly at all times. The well-being of our customers is at the heart of how we operate every day. Customers can expect to get financial services and products that meet their needs from an established business that they can trust.

As a business we also ask for regular feedback from all of our customers via “Trustpilot”. We constantly review the feedback reviews received. This helps us to make sure that we are providing our customers with the service they would expect, and it also helps us review and maintain the level of service provided to our customers by our suppliers.

Our Business "TCF" Principles

1. Our business operations are driven by the current and potential needs of our customers
2. We consider the impact of any changes to our business on our customers
3. Payments to our employees support the sale of appropriate products and services
4. Our employees receive regular training on treating customers fairly
5. We always strive to achieve the best outcome for our customers taking into account the various elements within car leasing

Our Service "TCF" Principles

1. We explain key attributes of products and make sure that our documentation and advertising is clear, easy to understand and is not misleading
2. We design our marketing campaigns and literature so that the key messages are clear, balanced and useful for our target customer segments
3. We regularly review our sales activities to ensure that we are selling products and services that meet the needs of our customers
4. Where a customer complains about our service, we treat their complaint seriously and positively. Our responses are clear and easy to understand
5. We use data to monitor and improve our customer service